One of the things the world will miss most about Steve Jobs, now that he’s officially retired for a second time as Apple’s CEO, is his mouth.

Here’s a selection of some of the most entertaining things the man has said about money.

“Being the richest man in the cemetery doesn’t matter to me … Going to bed at night saying we’ve done something wonderful… that’s what matters to me.”

“I was worth over $1,000,000 when I was 23, and over $10,000,000 when I was 24, and over $100,000,000 when I was 25, and it wasn’t that important because I never did it for the money.”

“The cure for Apple is not cost-cutting. The cure for Apple is to innovate its way out of its current predicament.”

“Apple’s goal isn’t to make money. Our goal is to design and develop and bring to market good products… We trust as a consequence of that, people will like them, and as another consequence, we’ll make some money. But we’re really clear about what our goals are.”

Other collections about Steve Jobs Quotes:

http://www.macstories.net/roundups/inspirational-steve-jobs-quotes/

http://www.wired.com/epicenter/2011/08/money-quotes-steve-jobs-style/

A article “5 Tips To Balance Your Money And Happiness” Written By Soo L. talked about the balance of your money and happiness, this article focus on the pursuit of happiness and its relationship to money.

Balancing your money and happiness isn’t always an easy task. If you spend too little, you can miss out on many life experiences, but if you spend too much, you can easily fall deeply into debt. This is why it’s so important to strike a balance between your money and happiness.

Soo L. give us five tips to balance money and happiness.

1. Don’t Be Too Frugal

Frugality is generally a good thing, but if it’s overdone, it can do more harm than good. If you live too frugally, you might miss out on opportunities to live your life to the fullest. To avoid this mistake, evaluate your financial situation and determine whether you’re being too frugal.

Evaluating your financial situation is important to safely enjoy more money.

EnjoyiMoney Rules suggests you to create saving accounts to help your determine your situation. It’s better to have the following saving account:

• Emergency Fund(how much?)
• Big bills you need pay(for example: tax,Tuition …)

then just as the tip 3, you can also track your debt accounts with iMoney. Of course you need get out of debt as soon as possible, it’s also important to balance with the happiness.

With these you can know the whole picture of your financial. So that you can determine your money.

2. Find Out What Gives You The Most Happiness Per Dollar

Using the metric of happiness per dollar can help you save money and pursue what makes you happiest. Determining the happiness per dollar of your favorite activities can also help you track your hobby related spending. If you don’t track and budget your spending, you can easily squander away a lot of your money.

iMoney 2′s budget for happiness rule can help you do this well. with the meaningful stars, you can rate categories with the meaning of “Happiness Per Dollar”

3. Don’t Fall Into The Debt Trap

Falling deeply into dept can be one of the costliest mistakes you could ever make. Because of the way interest works, debt can snowball very quickly and can become virtually impossible to pay off. Being financially trapped by debt can make it very difficult to enjoy the activities and hobbies that bring you the most satisfaction. They say the best things in life are free, but not having money is certainly no walk in the park.

4. Volunteer And Donate To Charity

One of the most satisfying things you can do is to give your time and money to a worthy cause. Volunteering and donating can have many positive effects on both you and your community.

5. Turn A Passion Into A Second Job Or Business

Everyone has at least one thing they’re very passionate about.A second job or business can help you spend more time doing what you love while making some extra money on the side.

iMoney 2 supports business accounts to track your business. So that you can get your whole financial situation.

The Balanced Money Formula was suggested by Elizabeth Warren and Amelia Tyagi in their book All Your Worth: The Ultimate Lifetime Money Plan. Though this concept a little “light” and not a full budgeting solution. It lays the groundwork, it really hit home yesterday.

The Balanced Money Formula is based on your net income (your income after taxes).The first 50 percent of your after-tax income goes toward your Needs (and keeping them below 35% is best). The next 20 percent goes to Savings. The final 30 percent may be spent however you wish.

Here’s how the authors define these terms:

• Needs are the things you can’t go without and include: Housing, food, clothing, transportation, etc.
• Wants are the items that are luxury in nature and that you could cut back if you needed to. Wants include eating out, cable bill, movies, vacations and the like.
• Saving is any money you retain in an investment, put in the bank or put towards retirement.

The Balanced Money Formula allows you to track your finances with a budget mindset focus on the high level without going into so much low level detail as most budgets. It is a goal that one can strive to reach eventually.

A review on Balanced Money formula by J.D. Roth.

A short on length, but heavy on inspiration essay

Saving for Greatness published on the internet by Luther Setzer.

Your savings, believe it or not, affect the way you stand, the way you walk, the tone of your voice.

A man without savings is always running.

A man with savings can walk tall. He may appraise opportunities in a relaxed way, have time for judicious estimates and not be rushed by economic necessity.

A man who can afford to quit is much more useful to his company and therefore more readily promoted.
……

Everyone needs an emergency fund. If you don’t already have one, start saving for one today, not tomorrow.

So, how much emergency fund do you need?

Experts advice
Most experts agree that you should keep between three and six months worth of your living expenses set aside in your emergency fund.
The reason you need to have three to six months of expenses saved up is that the most common reason for the need of an emergency fund is due to a sudden loss of income. If you or your spouse loses a job you still have bills to pay and it may take a few months to find suitable new employment. It is best to plan for a worst-cast scenario so that the smaller emergencies such as replacing the hot water heater that just went out will be easily covered.

Your situation
How much of an emergency fund you need depends on your specific situation. No one but you can decide how much money you should save. Ask yourself how much you would need to have tucked away to feel secure, and then make that the amount that you save in your emergency fund.

To help you build a savings plan, ask yourself
How much money do I expense each month?
List all of the big bills, and when do I need to pay them?
How likely are emergencies or sudden bills?
How many people depend on me?

Is my job income secure?
How many months do you need to find a suitable new employment?

Do I have anywhere to go for quick cash?
Do I have insurance?
Can I borrow money in an emergency?

Calculators
Remember:There’s no magic formula for emergency savings.

Use this calculator to help determine how much you need to set aside monthly or as a lump sum to create an emergency fund.
Or try to use this calculator